/* ==========================================================================
   Approved homepage — editorial layout
   Scoped: .home-reference-style.page-home
   Fraunces · Archivo · Archivo Expanded
   ========================================================================== */

.home-reference-style.page-home {
    --ref-heading: 'Fraunces', Georgia, 'Times New Roman', serif;
    --ref-body: 'Archivo', system-ui, -apple-system, sans-serif;
    --ref-accent: 'Archivo Expanded', 'Archivo', sans-serif;
    --ref-section-pad: clamp(72px, 8vw, 112px);
    --ref-section-gap: clamp(40px, 5vw, 64px);
    --ref-header-height: var(--header-height);
    --font-heading: var(--ref-heading);
    --font-body: var(--ref-body);
    --font-accent: var(--ref-accent);
    font-family: var(--ref-body);
    line-height: 1.7;
}

/* Reset main homepage rules that leak into approved homepage */
.home-reference-style.page-home .hero h1 {
    max-width: none;
}

.home-reference-style.page-home .section.ref-hero {
    padding: 0;
}

/* --- Typography --- */
.home-reference-style h1,
.home-reference-style h2,
.home-reference-style h3 {
    font-family: var(--ref-heading);
    font-weight: 300;
    font-style: normal;
}

.home-reference-style em {
    font-family: var(--ref-heading);
    font-style: italic;
    color: var(--color-gold);
    text-decoration: none;
}

.home-reference-style p {
    line-height: 1.7;
}

.home-reference-style .ref-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 20px;
    font-family: var(--ref-accent);
    font-size: 0.6875rem;
    font-weight: 600;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--color-gold);
}

.home-reference-style .ref-eyebrow::before {
    content: '';
    width: 32px;
    height: 1px;
    background: var(--color-gold);
}

.home-reference-style .ref-eyebrow--dark {
    color: var(--color-muted);
}

.home-reference-style .ref-eyebrow--dark::before {
    background: rgba(184, 134, 11, 0.55);
}

.home-reference-style .ref-section-header {
    margin-bottom: var(--ref-section-gap);
    max-width: 720px;
}

.home-reference-style .ref-section-header h2 {
    font-size: clamp(2rem, 4.5vw, 3.5rem);
    line-height: 1.05;
    letter-spacing: -0.06rem;
    max-width: 16em;
}

.home-reference-style .ref-section-header__intro {
    max-width: 42em;
    margin-top: 20px;
    color: var(--color-muted);
    font-size: 1.0625rem;
}

.home-reference-style .ref-section-header--light .ref-section-header__intro {
    color: var(--color-muted-light);
}

.home-reference-style .ref-section-header--center {
    text-align: center;
    margin-inline: auto;
}

.home-reference-style .ref-section-header--center h2,
.home-reference-style .ref-section-header--center .ref-section-header__intro {
    margin-inline: auto;
}

/* --- Header --- */
.home-reference-style .site-header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    width: 100%;
    z-index: var(--z-header);
    background: transparent;
    border-bottom: 1px solid transparent;
    backdrop-filter: none;
    -webkit-backdrop-filter: none;
    transition: background 0.35s ease, border-color 0.35s ease, backdrop-filter 0.35s ease;
}

.home-reference-style .site-header > .container.site-header__inner {
    width: 100%;
    max-width: var(--max-width);
    margin-inline: auto;
    padding-inline: var(--padding-x);
}

.home-reference-style .site-header__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    height: var(--ref-header-height);
    min-width: 0;
}

.home-reference-style .logo {
    flex: 0 0 auto;
    z-index: 1;
}

.home-reference-style .logo__img {
    max-height: 42px;
    max-width: min(176px, 36vw);
}

@media (min-width: 769px) {
    .home-reference-style .primary-nav {
        flex: 1 1 auto;
        display: flex;
        align-items: center;
        justify-content: flex-end;
        gap: clamp(12px, 2vw, 28px);
        min-width: 0;
        position: static;
        transform: none;
        padding: 0;
        background: transparent;
        flex-direction: row;
    }

    .home-reference-style .primary-nav__list {
        display: flex;
        align-items: center;
        justify-content: center;
        flex: 1 1 auto;
        min-width: 0;
        gap: clamp(0px, 0.4vw, 6px);
        margin: 0;
        padding: 0;
        flex-direction: row;
    }

    .home-reference-style .primary-nav__list li {
        flex: 0 0 auto;
    }

    .home-reference-style .header-cta {
        flex: 0 0 auto;
        margin-left: clamp(4px, 1vw, 12px);
        white-space: nowrap;
        width: auto;
    }
}

.home-reference-style .header-cta.btn--primary {
    padding: 11px 20px;
    font-size: 0.75rem;
    letter-spacing: 0.06em;
    text-transform: uppercase;
}

.home-reference-style .site-header--ref-top:not(.site-header--ref-scrolled):not(.is-scrolled) {
    background: transparent;
}

.home-reference-style .site-header--ref-scrolled,
.home-reference-style .site-header.is-scrolled {
    background: rgba(10, 10, 10, 0.92);
    border-bottom-color: rgba(255, 255, 255, 0.08);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
}

.home-reference-style .primary-nav__link {
    font-family: var(--ref-body);
    font-weight: 500;
    letter-spacing: -0.01em;
    position: relative;
    padding: 8px clamp(8px, 0.9vw, 14px);
    font-size: clamp(0.75rem, 0.85vw, 0.8125rem);
    white-space: nowrap;
    background: transparent;
    border-radius: 0;
}

.home-reference-style .primary-nav__link:hover {
    background: transparent;
}

.home-reference-style .primary-nav__link::after {
    content: '';
    position: absolute;
    left: clamp(8px, 0.9vw, 14px);
    right: clamp(8px, 0.9vw, 14px);
    bottom: 2px;
    height: 1px;
    background: var(--color-gold);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.25s ease;
}

.home-reference-style .ref-section-header--center .ref-eyebrow {
    display: inline-flex;
}

.home-reference-style .primary-nav__link:hover::after,
.home-reference-style .primary-nav__link.is-active::after {
    transform: scaleX(1);
}

.home-reference-style .primary-nav__link.is-active {
    box-shadow: none;
    background: transparent;
    color: var(--color-white);
}

.home-reference-style .header-cta,
.home-reference-style .btn {
    font-family: var(--ref-body);
    font-weight: 700;
    letter-spacing: -0.01em;
}

@media (min-width: 1200px) {
    .home-reference-style.page-home {
        --ref-header-height: 84px;
    }

    .home-reference-style .site-header__inner {
        gap: 32px;
    }

    .home-reference-style .primary-nav__list {
        gap: 4px;
    }

    .home-reference-style .primary-nav__link {
        padding-inline: 14px;
        font-size: 0.8125rem;
    }

    .home-reference-style .header-cta.btn--primary {
        padding: 12px 24px;
    }
}

/* --- Hero --- */
.home-reference-style .ref-hero {
    position: relative;
    min-height: 100svh;
    min-height: 100dvh;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    padding-top: var(--ref-header-height);
    overflow: hidden;
    isolation: isolate;
}

.home-reference-style .ref-hero__stage {
    position: relative;
    flex: 1;
    display: flex;
    align-items: stretch;
    min-height: 0;
    overflow: hidden;
}

.home-reference-style .ref-hero__shell {
    flex: 1;
    position: relative;
    z-index: 3;
    display: flex;
    align-items: center;
    width: 100%;
    max-width: var(--max-width);
    margin-inline: auto;
    padding: clamp(48px, 7vh, 88px) var(--padding-x) clamp(44px, 6vh, 72px);
    box-sizing: border-box;
}

/* CMS image / video background */
.home-reference-style .ref-hero__media {
    position: absolute;
    inset: 0;
    z-index: 0;
    overflow: hidden;
}

.home-reference-style .ref-hero__bg-image,
.home-reference-style .ref-hero__bg-video {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center 28%;
    transform: scale(1.02);
}

.home-reference-style .ref-hero--media-video .ref-hero__bg-video {
    object-position: center center;
}

/* Scrim — readability over photo/video */
.home-reference-style .ref-hero__scrim {
    position: absolute;
    inset: 0;
    z-index: 1;
    pointer-events: none;
    background:
        linear-gradient(112deg, rgba(10, 10, 10, 0.94) 0%, rgba(10, 10, 10, 0.82) 38%, rgba(10, 10, 10, 0.45) 62%, rgba(10, 10, 10, 0.72) 100%),
        linear-gradient(180deg, rgba(10, 10, 10, 0.55) 0%, transparent 38%, rgba(10, 10, 10, 0.88) 100%);
}

.home-reference-style .ref-hero--has-media .ref-hero__scrim {
    background:
        linear-gradient(90deg, rgba(10, 10, 10, 0.94) 0%, rgba(10, 10, 10, 0.86) 36%, rgba(10, 10, 10, 0.52) 58%, rgba(10, 10, 10, 0.22) 100%),
        linear-gradient(180deg, rgba(10, 10, 10, 0.45) 0%, transparent 40%, rgba(10, 10, 10, 0.88) 100%);
}

.home-reference-style .ref-hero:not(.ref-hero--has-media) .ref-hero__scrim {
    background:
        linear-gradient(112deg, rgba(10, 10, 10, 0.88) 0%, rgba(10, 10, 10, 0.72) 45%, rgba(10, 10, 10, 0.35) 100%),
        linear-gradient(180deg, rgba(10, 10, 10, 0.35) 0%, transparent 50%, rgba(10, 10, 10, 0.75) 100%);
}

/* CSS-only ambient when no CMS media */
.home-reference-style .ref-hero__ambient {
    position: absolute;
    inset: 0;
    z-index: 0;
    pointer-events: none;
}

.home-reference-style .ref-hero__ambient-panel {
    position: absolute;
    top: 12%;
    right: clamp(-40px, 2vw, 48px);
    width: min(42vw, 520px);
    height: min(58vh, 560px);
    border: 1px solid rgba(255, 255, 255, 0.08);
    background:
        linear-gradient(145deg, rgba(255, 255, 255, 0.04) 0%, rgba(255, 255, 255, 0.01) 100%);
    box-shadow: inset 0 0 0 1px rgba(184, 134, 11, 0.06);
}

.home-reference-style .ref-hero__ambient-panel::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(255, 255, 255, 0.04) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255, 255, 255, 0.04) 1px, transparent 1px);
    background-size: 28px 28px;
    opacity: 0.7;
}

.home-reference-style .ref-hero__ambient-glow {
    position: absolute;
    top: 18%;
    right: 8%;
    width: min(36vw, 420px);
    height: min(36vw, 420px);
    border-radius: 50%;
    background: radial-gradient(circle, rgba(184, 134, 11, 0.12) 0%, transparent 68%);
}

.home-reference-style .ref-hero__atmosphere {
    position: absolute;
    inset: 0;
    z-index: 2;
    background:
        radial-gradient(ellipse 70% 55% at 18% 22%, rgba(255, 255, 255, 0.06), transparent 55%),
        radial-gradient(ellipse 50% 40% at 82% 28%, rgba(184, 134, 11, 0.08), transparent 60%);
    pointer-events: none;
}

.home-reference-style .ref-hero__grid {
    position: absolute;
    inset: 0;
    z-index: 2;
    background-image:
        linear-gradient(rgba(255, 255, 255, 0.035) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255, 255, 255, 0.035) 1px, transparent 1px);
    background-size: 48px 48px;
    mask-image: linear-gradient(180deg, black 25%, transparent 92%);
    -webkit-mask-image: linear-gradient(180deg, black 25%, transparent 92%);
    pointer-events: none;
}

.home-reference-style .ref-hero__content {
    width: 100%;
    max-width: 100%;
}

.home-reference-style .ref-hero__copy {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    width: 100%;
    max-width: clamp(520px, 56vw, 680px);
    margin: 0;
}

.home-reference-style .ref-hero__copy .ref-eyebrow {
    margin: 0 0 clamp(20px, 2.4vh, 28px);
}

.home-reference-style .ref-hero__title {
    font-size: clamp(2.5rem, 5.8vw, 5.25rem);
    line-height: 1.02;
    letter-spacing: -0.095rem;
    max-width: 13em;
    overflow-wrap: break-word;
    margin: 0;
    text-shadow: 0 2px 28px rgba(0, 0, 0, 0.35);
}

.home-reference-style .ref-hero__lead {
    width: 100%;
    max-width: 38em;
    margin: clamp(28px, 3.5vh, 44px) 0 0;
    font-size: clamp(1rem, 1.15vw, 1.0625rem);
    color: var(--color-muted-light);
    line-height: 1.75;
    text-shadow: 0 1px 16px rgba(0, 0, 0, 0.35);
}

.home-reference-style .ref-hero__actions {
    display: flex;
    flex-direction: row;
    flex-wrap: wrap;
    align-items: center;
    gap: 12px 14px;
    margin-top: clamp(36px, 4.5vh, 52px);
    width: 100%;
    max-width: 100%;
}

.home-reference-style .ref-hero__actions .btn {
    flex: 0 1 auto;
    min-width: 0;
}

.home-reference-style .ref-hero__actions .btn--hero {
    min-width: min(100%, 200px);
}

.home-reference-style .ref-hero--has-media .ref-hero__copy {
    max-width: clamp(540px, 54vw, 720px);
}

.home-reference-style .ref-hero--has-media.ref-hero--media-image .ref-hero__bg-image,
.home-reference-style .ref-hero--has-media.ref-hero--media-video .ref-hero__bg-video {
    object-position: 68% center;
}

@media (min-width: 769px) {
    .home-reference-style .ref-hero__shell {
        align-items: center;
        padding-top: clamp(64px, 9vh, 104px);
        padding-bottom: clamp(52px, 7vh, 88px);
    }

    .home-reference-style .ref-hero__copy {
        max-width: min(720px, 58%);
        padding-block: clamp(28px, 4vh, 48px);
        padding-right: clamp(16px, 2vw, 48px);
    }

    .home-reference-style .ref-hero--has-media .ref-hero__copy {
        max-width: min(760px, 60%);
    }

    .home-reference-style .ref-hero__title {
        max-width: none;
    }

    .home-reference-style .ref-hero__lead {
        max-width: 42em;
        margin-top: clamp(32px, 3.8vh, 48px);
        font-size: 1.0625rem;
    }

    .home-reference-style .ref-hero__actions {
        margin-top: clamp(40px, 5vh, 56px);
    }

    .home-reference-style .whatsapp-fab {
        left: auto;
        right: max(var(--padding-x), 28px);
        bottom: 32px;
    }
}

@media (min-width: 1280px) {
    .home-reference-style .ref-hero__copy {
        max-width: min(820px, 62%);
        padding-block: clamp(36px, 5vh, 56px);
    }

    .home-reference-style .ref-hero--has-media .ref-hero__copy {
        max-width: min(780px, 58%);
    }

    .home-reference-style .ref-hero__shell {
        padding-top: clamp(72px, 10vh, 120px);
    }
}

@media (max-width: 768px) {
    .home-reference-style .whatsapp-fab {
        bottom: calc(88px + env(safe-area-inset-bottom, 0px));
        left: max(var(--padding-x), 16px);
    }

    .home-reference-style .ref-hero__actions {
        flex-direction: column;
        align-items: stretch;
    }

    .home-reference-style .ref-hero__actions .btn {
        width: 100%;
        justify-content: center;
    }
}

.home-reference-style .ref-trust > .container {
    width: 100%;
    max-width: var(--max-width);
    margin-inline: auto;
    padding-inline: var(--padding-x);
}

/* --- Trust strip (hero footer) --- */
.home-reference-style .ref-trust {
    position: relative;
    z-index: 4;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    background: rgba(20, 20, 20, 0.85);
    backdrop-filter: blur(8px);
}

.home-reference-style .ref-trust__inner {
    display: flex;
    align-items: center;
    gap: clamp(20px, 3vw, 36px);
    padding: 20px 0 22px;
}

.home-reference-style .ref-trust__label {
    flex: 0 0 auto;
    align-self: center;
    max-width: 11em;
    margin: 0;
    font-family: var(--ref-accent);
    font-size: 0.625rem;
    font-weight: 700;
    line-height: 1.5;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--color-muted);
}

.home-reference-style .ref-trust__slider {
    flex: 1 1 auto;
    min-width: 0;
    overflow: hidden;
    mask-image: linear-gradient(90deg, transparent 0%, #000 8%, #000 92%, transparent 100%);
    -webkit-mask-image: linear-gradient(90deg, transparent 0%, #000 8%, #000 92%, transparent 100%);
}

.home-reference-style .ref-trust__list {
    display: flex;
    align-items: center;
    gap: 20px;
    width: max-content;
    margin: 0;
    padding: 0;
    list-style: none;
    animation: ref-trust-scroll 42s linear infinite;
}

.home-reference-style .ref-trust__item {
    flex: 0 0 auto;
}

@keyframes ref-trust-scroll {
    from { transform: translateX(0); }
    to { transform: translateX(-50%); }
}

.home-reference-style .ref-trust__tile {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 44px;
    padding: 8px 18px;
    border: 1px solid rgba(255, 255, 255, 0.12);
    background: rgba(255, 255, 255, 0.03);
    transition: border-color 0.25s ease, background 0.25s ease;
}

.home-reference-style .ref-trust__tile:hover {
    border-color: rgba(184, 134, 11, 0.45);
    background: rgba(184, 134, 11, 0.06);
}

.home-reference-style .ref-trust__wordmark {
    font-family: var(--ref-body);
    font-size: 0.8125rem;
    font-weight: 600;
    letter-spacing: 0.02em;
    color: var(--color-white);
    white-space: nowrap;
}

.home-reference-style .ref-trust__logo {
    max-height: 28px;
    width: auto;
}

/* --- Marquee --- */
.home-reference-style .ref-marquee {
    overflow: hidden;
    background: var(--color-primary);
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.home-reference-style .ref-marquee__track {
    display: flex;
    width: max-content;
    animation: ref-marquee-scroll 48s linear infinite;
}

.home-reference-style .ref-marquee__item {
    display: inline-flex;
    align-items: center;
    padding: 16px 0;
    font-family: var(--ref-accent);
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.72);
    white-space: nowrap;
}

.home-reference-style .ref-marquee__sep {
    margin: 0 28px;
    color: var(--color-gold);
    font-size: 0.5rem;
}

@keyframes ref-marquee-scroll {
    from { transform: translateX(0); }
    to { transform: translateX(-50%); }
}

/* --- Stats band --- */
.home-reference-style .ref-stats {
    background: var(--color-white);
    border-bottom: 1px solid rgba(10, 10, 10, 0.08);
}

.home-reference-style .ref-stats__grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    width: 100%;
    max-width: none;
    margin: 0;
    padding: 0 var(--padding-x);
}

.home-reference-style .ref-stat {
    padding: clamp(36px, 4vw, 52px) clamp(20px, 3vw, 32px);
    text-align: center;
    border-right: 1px solid rgba(10, 10, 10, 0.08);
    min-width: 0;
}

.home-reference-style .ref-stat:last-child {
    border-right: none;
}

.home-reference-style .ref-stat__value {
    display: block;
    font-family: var(--ref-heading);
    font-size: clamp(2.5rem, 4vw, 3.75rem);
    font-weight: 300;
    line-height: 1;
    letter-spacing: -0.04em;
    color: var(--color-primary);
    margin-bottom: 12px;
}

.home-reference-style .ref-stat__plus {
    color: var(--color-gold);
}

.home-reference-style .ref-stat__label {
    display: block;
    font-size: 0.875rem;
    line-height: 1.65;
    color: var(--color-muted);
    max-width: 14em;
    margin: 0 auto;
}

/* --- Difference split --- */
.home-reference-style .ref-diff {
    padding: var(--ref-section-pad) 0;
}

.home-reference-style .ref-diff__header {
    margin-bottom: var(--ref-section-gap);
    max-width: 720px;
}

.home-reference-style .ref-diff__header h2 {
    font-size: clamp(2rem, 4.5vw, 3.5rem);
    line-height: 1.05;
    letter-spacing: -0.06rem;
}

.home-reference-style .ref-diff__layout {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(0, 0.85fr);
    gap: 48px 64px;
    align-items: stretch;
}

.home-reference-style .ref-diff__item {
    display: grid;
    grid-template-columns: 56px minmax(0, 1fr);
    gap: 20px;
    padding: 28px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    transition: transform 0.3s ease;
}

.home-reference-style .ref-diff__item:first-child {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.home-reference-style .ref-diff__item:hover {
    transform: translateX(8px);
}

.home-reference-style .ref-diff__item:hover h3 {
    color: var(--color-gold);
}

.home-reference-style .ref-diff__number {
    font-family: var(--ref-accent);
    font-size: 0.6875rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    color: var(--color-gold);
    padding-top: 6px;
}

.home-reference-style .ref-diff__copy h3 {
    font-family: var(--ref-body);
    font-size: 1.125rem;
    font-weight: 600;
    margin-bottom: 10px;
    color: var(--color-white);
    transition: color 0.25s ease;
}

.home-reference-style .ref-diff__copy p {
    font-size: 0.9375rem;
    color: var(--color-muted-light);
    line-height: 1.7;
}

.home-reference-style .ref-diff__visual {
    position: relative;
    min-height: 420px;
    border: 1px solid rgba(255, 255, 255, 0.08);
    background: rgba(255, 255, 255, 0.02);
    overflow: hidden;
}

.home-reference-style .ref-diff__visual-grid {
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(255, 255, 255, 0.04) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255, 255, 255, 0.04) 1px, transparent 1px);
    background-size: 32px 32px;
}

.home-reference-style .ref-diff__mark {
    position: absolute;
    inset: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--ref-heading);
    font-size: clamp(4rem, 10vw, 7rem);
    font-weight: 300;
    letter-spacing: 0.2em;
    color: rgba(255, 255, 255, 0.04);
}

.home-reference-style .ref-diff__badge {
    position: absolute;
    left: 24px;
    bottom: 24px;
    padding: 10px 16px;
    font-family: var(--ref-accent);
    font-size: 0.625rem;
    font-weight: 700;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--color-gold);
    border: 1px solid rgba(184, 134, 11, 0.35);
    background: rgba(10, 10, 10, 0.6);
}

/* --- Sectors grid --- */
.home-reference-style .ref-sectors,
.home-reference-style .ref-faculty,
.home-reference-style .ref-markets,
.home-reference-style .ref-accred,
.home-reference-style .ref-faq {
    padding: var(--ref-section-pad) 0;
}

.home-reference-style .ref-sectors {
    position: relative;
    overflow: hidden;
}

.home-reference-style .ref-sectors::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        linear-gradient(180deg, rgba(184, 134, 11, 0.04) 0%, transparent 28%),
        repeating-linear-gradient(
            90deg,
            rgba(10, 10, 10, 0.015) 0,
            rgba(10, 10, 10, 0.015) 1px,
            transparent 1px,
            transparent 80px
        );
    pointer-events: none;
}

.home-reference-style .ref-sectors > .container {
    position: relative;
    z-index: 1;
}

.home-reference-style .ref-sectors__head {
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto;
    align-items: end;
    gap: clamp(24px, 4vw, 56px);
    margin-bottom: clamp(40px, 5vw, 64px);
}

.home-reference-style .ref-section-header--sectors {
    margin-bottom: 0;
    max-width: 760px;
}

.home-reference-style .ref-sectors__meta {
    display: flex;
    flex-direction: column;
    align-items: flex-end;
    gap: 8px;
    padding-bottom: 6px;
    border-bottom: 1px solid rgba(184, 134, 11, 0.35);
    min-width: 0;
}

.home-reference-style .ref-sectors__count {
    font-family: var(--ref-heading);
    font-size: clamp(3rem, 6vw, 4.5rem);
    font-weight: 300;
    line-height: 1;
    letter-spacing: -0.04em;
    color: var(--color-gold);
}

.home-reference-style .ref-sectors__count-label {
    max-width: 9em;
    font-family: var(--ref-accent);
    font-size: 0.625rem;
    font-weight: 700;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    text-align: right;
    color: var(--color-muted);
}

.home-reference-style .ref-sector-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1px;
    background: rgba(10, 10, 10, 0.12);
    border: 1px solid rgba(10, 10, 10, 0.12);
    overflow: hidden;
}

.home-reference-style .ref-sector-card {
    position: relative;
    display: block;
    min-height: clamp(248px, 28vw, 300px);
    padding: 0;
    margin: 0;
    border: none;
    background: var(--color-paper);
    overflow: hidden;
    color: var(--color-primary);
    text-decoration: none;
    transition: color 0.35s ease;
}

.home-reference-style .ref-sector-card__fill {
    position: absolute;
    inset: 0;
    background: var(--color-primary);
    transform: translateY(100%);
    transition: transform 0.45s cubic-bezier(0.22, 1, 0.36, 1);
    z-index: 0;
}

.home-reference-style .ref-sector-card__accent {
    position: absolute;
    top: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--color-gold);
    transition: width 0.45s cubic-bezier(0.22, 1, 0.36, 1);
    z-index: 2;
}

.home-reference-style .ref-sector-card:hover .ref-sector-card__fill,
.home-reference-style .ref-sector-card:focus-visible .ref-sector-card__fill {
    transform: translateY(0);
}

.home-reference-style .ref-sector-card:hover .ref-sector-card__accent,
.home-reference-style .ref-sector-card:focus-visible .ref-sector-card__accent {
    width: 100%;
}

.home-reference-style .ref-sector-card:hover,
.home-reference-style .ref-sector-card:focus-visible {
    color: var(--color-white);
}

.home-reference-style .ref-sector-card__wm {
    position: absolute;
    top: 12px;
    right: 16px;
    font-family: var(--ref-heading);
    font-size: clamp(3.5rem, 7vw, 5rem);
    font-weight: 300;
    line-height: 1;
    letter-spacing: -0.06em;
    color: rgba(10, 10, 10, 0.045);
    pointer-events: none;
    transition: color 0.35s ease, transform 0.45s cubic-bezier(0.22, 1, 0.36, 1);
    z-index: 0;
}

.home-reference-style .ref-sector-card:hover .ref-sector-card__wm,
.home-reference-style .ref-sector-card:focus-visible .ref-sector-card__wm {
    color: rgba(255, 255, 255, 0.06);
    transform: translateY(-4px);
}

.home-reference-style .ref-sector-card__inner {
    position: relative;
    z-index: 1;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    gap: 20px;
    min-height: inherit;
    padding: clamp(24px, 3vw, 32px) clamp(22px, 2.5vw, 28px);
}

.home-reference-style .ref-sector-card__top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    min-width: 0;
}

.home-reference-style .ref-sector-card__number {
    flex: 0 0 auto;
    font-family: var(--ref-accent);
    font-size: 0.625rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    color: var(--color-gold);
}

.home-reference-style .ref-sector-card__category {
    flex: 0 1 auto;
    min-width: 0;
    padding: 4px 10px;
    font-family: var(--ref-accent);
    font-size: 0.5625rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--color-muted);
    border: 1px solid rgba(10, 10, 10, 0.12);
    background: rgba(255, 255, 255, 0.55);
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
    transition: color 0.35s ease, border-color 0.35s ease, background 0.35s ease;
}

.home-reference-style .ref-sector-card:hover .ref-sector-card__category,
.home-reference-style .ref-sector-card:focus-visible .ref-sector-card__category {
    color: rgba(255, 255, 255, 0.78);
    border-color: rgba(255, 255, 255, 0.18);
    background: rgba(255, 255, 255, 0.08);
}

.home-reference-style .ref-sector-card__body {
    display: block;
    min-width: 0;
}

.home-reference-style .ref-sector-card__tag {
    display: block;
    margin-bottom: 10px;
    font-family: var(--ref-body);
    font-size: 0.625rem;
    font-weight: 600;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--color-muted);
    transition: color 0.35s ease;
}

.home-reference-style .ref-sector-card:hover .ref-sector-card__tag,
.home-reference-style .ref-sector-card:focus-visible .ref-sector-card__tag {
    color: rgba(255, 255, 255, 0.62);
}

.home-reference-style .ref-sector-card h3 {
    margin: 0;
    font-size: clamp(1.25rem, 2.1vw, 1.625rem);
    line-height: 1.12;
    letter-spacing: -0.02em;
    max-width: 14em;
}

.home-reference-style .ref-sector-card__teaser {
    margin: 12px 0 0;
    max-width: 34ch;
    font-size: 0.875rem;
    line-height: 1.65;
    color: var(--color-muted);
    display: -webkit-box;
    -webkit-box-orient: vertical;
    -webkit-line-clamp: 2;
    overflow: hidden;
    transition: color 0.35s ease;
}

.home-reference-style .ref-sector-card:hover .ref-sector-card__teaser,
.home-reference-style .ref-sector-card:focus-visible .ref-sector-card__teaser {
    color: rgba(255, 255, 255, 0.72);
}

.home-reference-style .ref-sector-card__action {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    padding-top: 8px;
    border-top: 1px solid rgba(10, 10, 10, 0.08);
    transition: border-color 0.35s ease;
}

.home-reference-style .ref-sector-card:hover .ref-sector-card__action,
.home-reference-style .ref-sector-card:focus-visible .ref-sector-card__action {
    border-top-color: rgba(255, 255, 255, 0.12);
}

.home-reference-style .ref-sector-card__action-text {
    font-family: var(--ref-accent);
    font-size: 0.625rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--color-muted);
    transition: color 0.35s ease;
}

.home-reference-style .ref-sector-card:hover .ref-sector-card__action-text,
.home-reference-style .ref-sector-card:focus-visible .ref-sector-card__action-text {
    color: rgba(255, 255, 255, 0.82);
}

.home-reference-style .ref-sector-card__arrow {
    flex: 0 0 auto;
    font-size: 1.25rem;
    line-height: 1;
    transition: transform 0.3s ease, color 0.35s ease;
}

.home-reference-style .ref-sector-card:hover .ref-sector-card__arrow,
.home-reference-style .ref-sector-card:focus-visible .ref-sector-card__arrow {
    transform: translate(4px, -2px);
    color: var(--color-gold);
}

.home-reference-style .ref-sector-card--all {
    background: var(--color-primary);
    color: var(--color-white);
}

.home-reference-style .ref-sector-card--all .ref-sector-card__fill {
    background: rgba(184, 134, 11, 0.18);
}

.home-reference-style .ref-sector-card--all .ref-sector-card__accent {
    background: var(--color-gold);
}

.home-reference-style .ref-sector-card--all .ref-sector-card__number {
    font-size: 1.125rem;
    letter-spacing: 0;
}

.home-reference-style .ref-sector-card--all .ref-sector-card__tag,
.home-reference-style .ref-sector-card--all .ref-sector-card__teaser,
.home-reference-style .ref-sector-card--all .ref-sector-card__action-text {
    color: rgba(255, 255, 255, 0.68);
}

.home-reference-style .ref-sector-card--all h3 {
    max-width: none;
    color: var(--color-white);
}

.home-reference-style .ref-sector-card--all .ref-sector-card__action {
    border-top-color: rgba(255, 255, 255, 0.12);
}

.home-reference-style .ref-sector-card--all:hover .ref-sector-card__fill,
.home-reference-style .ref-sector-card--all:focus-visible .ref-sector-card__fill {
    transform: translateY(0);
}

.home-reference-style .ref-sector-card--all:hover .ref-sector-card__action-text,
.home-reference-style .ref-sector-card--all:focus-visible .ref-sector-card__action-text {
    color: var(--color-white);
}

/* --- Faculty (split roster — distinct from grids/sliders) --- */
.home-reference-style .ref-faculty {
    position: relative;
    overflow: hidden;
}

.home-reference-style .ref-faculty__backdrop {
    position: absolute;
    inset: 0;
    pointer-events: none;
    background:
        linear-gradient(115deg, rgba(184, 134, 11, 0.06) 0%, transparent 34%),
        repeating-linear-gradient(
            0deg,
            rgba(255, 255, 255, 0.02) 0,
            rgba(255, 255, 255, 0.02) 1px,
            transparent 1px,
            transparent 72px
        );
}

.home-reference-style .ref-faculty__layout {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: minmax(280px, 360px) minmax(0, 1fr);
    gap: clamp(32px, 5vw, 72px);
    align-items: start;
}

.home-reference-style .ref-section-header--faculty {
    margin-bottom: clamp(24px, 3vw, 32px);
}

.home-reference-style .ref-faculty__intro {
    position: sticky;
    top: calc(var(--ref-header-height) + 24px);
}

.home-reference-style .ref-faculty__proof {
    display: flex;
    flex-direction: column;
    gap: 14px;
    margin: 0 0 clamp(24px, 3vw, 32px);
    padding: 0;
    list-style: none;
}

.home-reference-style .ref-faculty__proof-item {
    display: grid;
    grid-template-columns: 14px minmax(0, 1fr);
    gap: 12px;
    align-items: start;
    font-size: 0.875rem;
    line-height: 1.6;
    color: var(--color-muted-light);
}

.home-reference-style .ref-faculty__proof-mark {
    width: 14px;
    height: 1px;
    margin-top: 0.65em;
    background: var(--color-gold);
    box-shadow: 0 0 0 3px rgba(184, 134, 11, 0.12);
}

.home-reference-style .ref-faculty__link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-family: var(--ref-accent);
    font-size: 0.6875rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.82);
    text-decoration: none;
    border-bottom: 1px solid rgba(255, 255, 255, 0.22);
    padding-bottom: 4px;
    transition: color 0.3s ease, border-color 0.3s ease;
}

.home-reference-style .ref-faculty__link:hover,
.home-reference-style .ref-faculty__link:focus-visible {
    color: var(--color-gold);
    border-bottom-color: rgba(184, 134, 11, 0.55);
}

.home-reference-style .ref-faculty__roster {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.home-reference-style .ref-faculty-profile {
    display: grid;
    grid-template-columns: 52px 56px minmax(0, 1fr);
    gap: clamp(16px, 2vw, 24px);
    align-items: center;
    padding: clamp(20px, 2.5vw, 26px) 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    transition: background 0.3s ease;
}

.home-reference-style .ref-faculty-profile:hover {
    background: rgba(255, 255, 255, 0.025);
}

.home-reference-style .ref-faculty-profile__rail {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 100%;
    border-right: 1px solid rgba(255, 255, 255, 0.08);
}

.home-reference-style .ref-faculty-profile__index {
    font-family: var(--ref-accent);
    font-size: 0.625rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    color: rgba(255, 255, 255, 0.38);
    writing-mode: vertical-rl;
    transform: rotate(180deg);
}

.home-reference-style .ref-faculty-profile:hover .ref-faculty-profile__index {
    color: var(--color-gold);
}

.home-reference-style .ref-faculty-profile__monogram {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 56px;
    height: 56px;
    border: 1px solid rgba(184, 134, 11, 0.28);
    background:
        linear-gradient(145deg, rgba(255, 255, 255, 0.06) 0%, rgba(255, 255, 255, 0.01) 100%);
    font-family: var(--ref-heading);
    font-size: 1.375rem;
    font-weight: 300;
    line-height: 1;
    color: var(--color-gold);
    overflow: hidden;
}

.home-reference-style .ref-faculty-profile__monogram img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.home-reference-style .ref-faculty-profile__copy {
    min-width: 0;
}

.home-reference-style .ref-faculty-profile h3 {
    margin: 0 0 6px;
    font-family: var(--ref-body);
    font-size: clamp(1rem, 1.5vw, 1.125rem);
    font-weight: 600;
    line-height: 1.2;
    color: var(--color-white);
}

.home-reference-style .ref-faculty-profile__sector {
    margin: 0 0 8px;
    font-family: var(--ref-accent);
    font-size: 0.625rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--color-gold);
}

.home-reference-style .ref-faculty-profile__cred {
    margin: 0;
    font-size: 0.875rem;
    line-height: 1.6;
    color: var(--color-muted-light);
}

/* --- Markets (3×2 regional tiles — no per-row CTAs) --- */
.home-reference-style .ref-markets {
    position: relative;
    overflow: hidden;
}

.home-reference-style .ref-markets__backdrop {
    position: absolute;
    inset: 0;
    pointer-events: none;
    background:
        radial-gradient(circle at 18% 12%, rgba(184, 134, 11, 0.06) 0%, transparent 38%),
        radial-gradient(circle at 88% 78%, rgba(10, 10, 10, 0.04) 0%, transparent 32%);
}

.home-reference-style .ref-markets > .container {
    position: relative;
    z-index: 1;
}

.home-reference-style .ref-section-header--markets {
    max-width: 720px;
    margin-inline: auto;
    margin-bottom: clamp(40px, 5vw, 56px);
}

.home-reference-style .ref-markets-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: clamp(16px, 2vw, 24px);
}

.home-reference-style .ref-market-tile {
    position: relative;
    display: flex;
    flex-direction: column;
    min-height: clamp(220px, 24vw, 260px);
    padding: clamp(22px, 2.5vw, 28px);
    overflow: hidden;
    border: 1px solid rgba(10, 10, 10, 0.1);
    background: rgba(255, 255, 255, 0.72);
    transition:
        border-color 0.3s ease,
        background 0.3s ease,
        transform 0.3s ease;
}

.home-reference-style .ref-market-tile::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 2px;
    background: var(--color-gold);
    transform: scaleX(0);
    transform-origin: left center;
    transition: transform 0.35s ease;
}

.home-reference-style .ref-market-tile:hover {
    border-color: rgba(184, 134, 11, 0.35);
    background: var(--color-white);
    transform: translateY(-3px);
}

.home-reference-style .ref-market-tile:hover::before {
    transform: scaleX(1);
}

.home-reference-style .ref-market-tile__wm {
    position: absolute;
    top: 10px;
    right: 14px;
    font-family: var(--ref-heading);
    font-size: clamp(2.5rem, 5vw, 3.5rem);
    font-weight: 300;
    line-height: 1;
    letter-spacing: -0.05em;
    color: rgba(10, 10, 10, 0.045);
    pointer-events: none;
}

.home-reference-style .ref-market-tile__head {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 10px;
    margin-bottom: 14px;
}

.home-reference-style .ref-market-tile__marker {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--color-gold);
    box-shadow: 0 0 0 4px rgba(184, 134, 11, 0.14);
}

.home-reference-style .ref-market-tile__code {
    font-family: var(--ref-accent);
    font-size: 0.625rem;
    font-weight: 700;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--color-muted);
}

.home-reference-style .ref-market-tile__badge {
    margin-left: auto;
    padding: 3px 9px;
    font-family: var(--ref-accent);
    font-size: 0.5625rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--color-gold);
    border: 1px solid rgba(184, 134, 11, 0.35);
}

.home-reference-style .ref-market-tile h3 {
    margin: 0 0 8px;
    font-size: clamp(1.25rem, 1.8vw, 1.5rem);
    line-height: 1.12;
    letter-spacing: -0.02em;
    max-width: 14em;
}

.home-reference-style .ref-market-tile__cities {
    margin: 0 0 10px;
    font-family: var(--ref-accent);
    font-size: 0.625rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--color-gold);
}

.home-reference-style .ref-market-tile__text {
    margin: 0;
    flex: 1 1 auto;
    font-size: 0.9375rem;
    line-height: 1.65;
    color: var(--color-muted);
    display: -webkit-box;
    -webkit-box-orient: vertical;
    -webkit-line-clamp: 3;
    overflow: hidden;
}

.home-reference-style .ref-market-tile__standards {
    margin: 14px 0 0;
    padding-top: 12px;
    border-top: 1px solid rgba(10, 10, 10, 0.08);
    font-size: 0.75rem;
    line-height: 1.5;
    color: var(--color-muted);
}

.home-reference-style .ref-markets__footer {
    margin: clamp(32px, 4vw, 44px) 0 0;
    text-align: center;
}

.home-reference-style .ref-markets__link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-family: var(--ref-accent);
    font-size: 0.6875rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--color-primary);
    text-decoration: none;
    border-bottom: 1px solid rgba(10, 10, 10, 0.2);
    padding-bottom: 4px;
    transition: color 0.3s ease, border-color 0.3s ease;
}

.home-reference-style .ref-markets__link:hover,
.home-reference-style .ref-markets__link:focus-visible {
    color: var(--color-gold);
    border-bottom-color: rgba(184, 134, 11, 0.55);
}

/* --- Accreditation (credential seal cards) --- */
.home-reference-style .ref-accred {
    position: relative;
    overflow: hidden;
}

.home-reference-style .ref-accred__backdrop {
    position: absolute;
    inset: 0;
    pointer-events: none;
    background:
        radial-gradient(circle at 50% -10%, rgba(184, 134, 11, 0.14) 0%, transparent 46%),
        radial-gradient(circle at 88% 92%, rgba(255, 255, 255, 0.04) 0%, transparent 28%);
}

.home-reference-style .ref-accred > .container {
    position: relative;
    z-index: 1;
}

.home-reference-style .ref-section-header--accred {
    max-width: 760px;
    margin-inline: auto;
    margin-bottom: clamp(40px, 5vw, 56px);
}

.home-reference-style .ref-accred-slider {
    --ref-accred-slide-gap: clamp(16px, 2vw, 24px);
    --ref-accred-per-view: 3;
}

.home-reference-style .ref-accred-slider__toolbar {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    margin-bottom: clamp(20px, 2.5vw, 28px);
}

.home-reference-style .ref-accred-slider__status {
    display: flex;
    align-items: baseline;
    gap: 8px;
    margin: 0;
    font-family: var(--ref-accent);
    font-size: 0.625rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.72);
}

.home-reference-style .ref-accred-slider__status-label {
    color: rgba(255, 255, 255, 0.45);
}

.home-reference-style .ref-accred-slider__nav {
    display: flex;
    align-items: center;
    gap: 10px;
}

.home-reference-style .ref-accred-slider__btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 42px;
    height: 42px;
    padding: 0;
    border: 1px solid rgba(255, 255, 255, 0.16);
    background: rgba(255, 255, 255, 0.04);
    color: var(--color-white);
    font-size: 1.125rem;
    line-height: 1;
    cursor: pointer;
    transition:
        border-color 0.3s ease,
        background 0.3s ease,
        color 0.3s ease;
}

.home-reference-style .ref-accred-slider__btn:hover:not(:disabled),
.home-reference-style .ref-accred-slider__btn:focus-visible:not(:disabled) {
    border-color: rgba(184, 134, 11, 0.45);
    background: rgba(184, 134, 11, 0.08);
    color: var(--color-gold);
}

.home-reference-style .ref-accred-slider__btn:disabled {
    opacity: 0.35;
    cursor: not-allowed;
}

.home-reference-style .ref-accred-slider__viewport {
    overflow: hidden;
}

.home-reference-style .ref-accred-slider__track {
    display: flex;
    gap: var(--ref-accred-slide-gap);
    will-change: transform;
    transition: transform 0.45s cubic-bezier(0.22, 1, 0.36, 1);
}

.home-reference-style .ref-accred-slider__slide {
    flex: 0 0 calc((100% - (var(--ref-accred-slide-gap) * (var(--ref-accred-per-view) - 1))) / var(--ref-accred-per-view));
    min-width: 0;
}

.home-reference-style .ref-accred-seal {
    position: relative;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    min-height: clamp(260px, 28vw, 300px);
    padding: clamp(26px, 3vw, 34px) clamp(18px, 2vw, 24px) clamp(22px, 2.5vw, 28px);
    border: 1px solid rgba(184, 134, 11, 0.22);
    background:
        linear-gradient(180deg, rgba(255, 255, 255, 0.045) 0%, rgba(255, 255, 255, 0.015) 100%),
        rgba(8, 8, 8, 0.88);
    box-shadow:
        inset 0 0 0 1px rgba(255, 255, 255, 0.04),
        0 18px 40px rgba(0, 0, 0, 0.22);
    transition:
        border-color 0.35s ease,
        box-shadow 0.35s ease,
        transform 0.35s ease;
}

.home-reference-style .ref-accred-seal__corners::before,
.home-reference-style .ref-accred-seal__corners::after {
    content: '';
    position: absolute;
    width: 18px;
    height: 18px;
    border-color: rgba(184, 134, 11, 0.45);
    border-style: solid;
    pointer-events: none;
}

.home-reference-style .ref-accred-seal__corners::before {
    top: 10px;
    left: 10px;
    border-width: 1px 0 0 1px;
}

.home-reference-style .ref-accred-seal__corners::after {
    right: 10px;
    bottom: 10px;
    border-width: 0 1px 1px 0;
}

.home-reference-style .ref-accred-slider__slide.ref-accred-seal:hover {
    transform: none;
    border-color: rgba(184, 134, 11, 0.55);
    box-shadow:
        inset 0 0 0 1px rgba(255, 255, 255, 0.06),
        0 22px 48px rgba(0, 0, 0, 0.28),
        0 0 32px rgba(184, 134, 11, 0.08);
}

.home-reference-style .ref-accred-seal__medallion {
    display: flex;
    align-items: center;
    justify-content: center;
    width: clamp(72px, 8vw, 88px);
    height: clamp(72px, 8vw, 88px);
    margin-bottom: 16px;
    border-radius: 50%;
    border: 1px solid rgba(184, 134, 11, 0.35);
    background:
        radial-gradient(circle at 30% 25%, rgba(255, 255, 255, 0.12), rgba(255, 255, 255, 0.02) 58%),
        rgba(255, 255, 255, 0.03);
    box-shadow:
        inset 0 0 0 6px rgba(184, 134, 11, 0.06),
        0 8px 24px rgba(0, 0, 0, 0.18);
}

.home-reference-style .ref-accred-seal__medallion img {
    max-width: 68%;
    max-height: 42px;
    width: auto;
    height: auto;
}

.home-reference-style .ref-accred-seal__wordmark {
    padding: 0 8px;
    font-family: var(--ref-heading);
    font-size: 0.9375rem;
    font-weight: 400;
    line-height: 1.1;
    color: var(--color-gold);
}

.home-reference-style .ref-accred-seal__stamp {
    display: inline-block;
    margin-bottom: 12px;
    padding: 4px 10px;
    font-family: var(--ref-accent);
    font-size: 0.5rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.72);
    border: 1px solid rgba(255, 255, 255, 0.16);
    transform: rotate(-2deg);
}

.home-reference-style .ref-accred-seal h3 {
    margin: 0 0 6px;
    font-size: clamp(1rem, 1.4vw, 1.1875rem);
    line-height: 1.15;
    letter-spacing: -0.01em;
    color: var(--color-white);
    max-width: 16em;
}

.home-reference-style .ref-accred-seal__region {
    margin: 0 0 12px;
    font-family: var(--ref-accent);
    font-size: 0.5625rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--color-gold);
}

.home-reference-style .ref-accred-seal__text {
    margin: 0;
    flex: 1 1 auto;
    font-size: 0.8125rem;
    line-height: 1.65;
    color: var(--color-muted-light);
    display: -webkit-box;
    -webkit-box-orient: vertical;
    -webkit-line-clamp: 3;
    overflow: hidden;
}

.home-reference-style .ref-accred__footer {
    margin: clamp(36px, 4vw, 48px) 0 0;
    text-align: center;
}

.home-reference-style .ref-accred__link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-family: var(--ref-accent);
    font-size: 0.6875rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.82);
    text-decoration: none;
    border-bottom: 1px solid rgba(255, 255, 255, 0.22);
    padding-bottom: 4px;
    transition: color 0.3s ease, border-color 0.3s ease;
}

.home-reference-style .ref-accred__link:hover,
.home-reference-style .ref-accred__link:focus-visible {
    color: var(--color-gold);
    border-bottom-color: rgba(184, 134, 11, 0.55);
}

/* --- FAQ --- */
.home-reference-style .ref-faq {
    padding: var(--ref-section-pad) 0;
    background: var(--color-white);
}

.home-reference-style .ref-faq.faq--premium {
    padding-bottom: var(--ref-section-pad);
}

.home-reference-style .ref-faq.faq--premium .ref-faq__item {
    background: transparent;
    border: none;
    border-radius: 0;
    margin-bottom: 0;
    padding: 0;
    box-shadow: none;
}

.home-reference-style .ref-faq__list {
    max-width: 880px;
    margin: 0 auto;
    padding-top: 8px;
}

.home-reference-style .ref-faq__item {
    border-bottom: 1px solid rgba(10, 10, 10, 0.1);
}

.home-reference-style .ref-faq__item summary {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    padding: 22px 0;
    cursor: pointer;
    list-style: none;
    font-weight: 600;
}

.home-reference-style .ref-faq__item summary::-webkit-details-marker {
    display: none;
}

.home-reference-style .ref-faq__question {
    font-family: var(--ref-body);
    font-size: 1rem;
    letter-spacing: -0.01em;
}

.home-reference-style .ref-faq__icon {
    flex: 0 0 auto;
    width: 28px;
    height: 28px;
    border: 1px solid rgba(10, 10, 10, 0.12);
    border-radius: 50%;
    position: relative;
    transition: border-color 0.25s ease, transform 0.25s ease;
}

.home-reference-style .ref-faq__icon::before,
.home-reference-style .ref-faq__icon::after {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 10px;
    height: 1px;
    background: var(--color-gold);
    transform: translate(-50%, -50%);
}

.home-reference-style .ref-faq__icon::after {
    transform: translate(-50%, -50%) rotate(90deg);
    transition: transform 0.25s ease, opacity 0.25s ease;
}

.home-reference-style .ref-faq__item[open] .ref-faq__icon {
    border-color: rgba(184, 134, 11, 0.45);
}

.home-reference-style .ref-faq__item[open] .ref-faq__icon::after {
    transform: translate(-50%, -50%) rotate(90deg) scaleX(0);
    opacity: 0;
}

.home-reference-style .ref-faq__answer {
    padding: 0 0 24px;
}

.home-reference-style .ref-faq__answer p {
    color: var(--color-muted);
    line-height: 1.72;
}

/* --- Closing CTA --- */
.home-reference-style .ref-cta.section {
    padding: var(--ref-section-pad) 0;
    background: var(--color-paper);
    border-top: 1px solid rgba(10, 10, 10, 0.08);
}

.home-reference-style .ref-cta__inner h2 {
    font-size: clamp(2.25rem, 5vw, 3.75rem);
    line-height: 1.02;
    letter-spacing: -0.06rem;
    margin: 0 0 20px;
}

.home-reference-style .ref-cta__inner {
    text-align: center;
    max-width: 760px;
    margin: 0 auto;
}

.home-reference-style .ref-cta__inner p {
    font-size: 1.0625rem;
    color: var(--color-muted);
    margin: 0 0 32px;
    line-height: 1.72;
}

.home-reference-style .ref-cta__actions {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 14px;
}

/* --- Footer polish --- */
.home-reference-style .site-footer {
    background: var(--color-primary);
    padding-top: var(--ref-section-pad);
}

.home-reference-style .footer-cta--premium {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: clamp(24px, 4vw, 40px);
    padding: clamp(32px, 4vw, 48px);
    margin-bottom: clamp(40px, 5vw, 56px);
    background: linear-gradient(135deg, rgba(255, 255, 255, 0.03) 0%, rgba(255, 255, 255, 0.01) 100%);
}

.home-reference-style .footer-cta--premium .footer-cta__text h2 {
    font-family: var(--ref-heading);
    font-weight: 300;
    letter-spacing: -0.04em;
    line-height: 1.15;
    margin-bottom: 10px;
}

.home-reference-style .footer-cta--premium .footer-cta__text p {
    margin: 0;
    line-height: 1.65;
}

.home-reference-style .footer-grid {
    gap: clamp(32px, 4vw, 48px);
    align-items: start;
}

.home-reference-style .footer-brand {
    max-width: 22em;
}

.home-reference-style .footer-tagline {
    font-family: var(--ref-heading);
    font-style: normal;
    color: var(--color-gold);
}

.home-reference-style .footer-nav h3 {
    font-family: var(--ref-accent);
    font-size: 0.6875rem;
    font-weight: 700;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    margin-bottom: 18px;
}

.home-reference-style .footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding-top: 28px;
    gap: 20px;
}

.home-reference-style .footer-trust-line {
    font-size: 0.8125rem;
    color: var(--color-muted);
    line-height: 1.65;
    margin-top: 20px;
    padding-top: 20px;
}

.home-reference-style .section--paper .btn--secondary {
    border-color: rgba(10, 10, 10, 0.18);
    color: var(--color-primary);
}

.home-reference-style .section--paper .btn--secondary:hover {
    border-color: rgba(184, 134, 11, 0.45);
}

.home-reference-style .ref-marquee__track {
    padding-block: 2px;
}

/* --- Reveal --- */
.home-reference-style .reveal {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity 0.7s ease, transform 0.7s ease;
}

.home-reference-style .reveal.is-visible {
    opacity: 1;
    transform: translateY(0);
}

/* --- Focus --- */
.home-reference-style a:focus-visible,
.home-reference-style summary:focus-visible,
.home-reference-style button:focus-visible {
    outline: 2px solid var(--color-gold);
    outline-offset: 3px;
}

/* --- Reduced motion --- */
@media (prefers-reduced-motion: reduce) {
    .home-reference-style .ref-marquee__track {
        animation: none;
    }

    .home-reference-style .ref-trust__list {
        animation: none;
    }

    .home-reference-style .ref-hero__bg-video {
        display: none;
    }

    .home-reference-style .ref-hero--media-video.ref-hero--has-media .ref-hero__media {
        background: radial-gradient(ellipse 60% 50% at 70% 40%, rgba(184, 134, 11, 0.1), transparent 70%);
    }

    .home-reference-style .reveal {
        opacity: 1;
        transform: none;
        transition: none;
    }

    .home-reference-style .ref-sector-card__fill {
        transition: none;
    }

    .home-reference-style .ref-market-tile {
        transition: none;
    }

    .home-reference-style .ref-market-tile:hover {
        transform: none;
    }

    .home-reference-style .ref-accred-slider__track {
        transition: none;
    }
}

@media (max-width: 1024px) and (min-width: 769px) {
    .home-reference-style .primary-nav__link {
        padding-inline: 8px;
        font-size: 0.75rem;
    }

    .home-reference-style .header-cta.btn--primary {
        padding: 10px 16px;
        font-size: 0.6875rem;
    }
}

@media (max-width: 768px) {
    .home-reference-style .site-header__inner {
        gap: 12px;
    }

    .home-reference-style .logo__img {
        max-height: 38px;
        max-width: min(150px, 44vw);
    }

    .home-reference-style .header-cta.btn--primary {
        width: 100%;
        justify-content: center;
    }
}

/* --- Responsive --- */
@media (max-width: 1024px) {
    .home-reference-style .ref-hero__ambient-panel {
        width: min(52vw, 360px);
        height: min(42vh, 380px);
        top: auto;
        bottom: 8%;
        opacity: 0.65;
    }

    .home-reference-style .ref-diff__layout {
        grid-template-columns: 1fr;
    }

    .home-reference-style .ref-diff__visual {
        min-height: 280px;
    }

    .home-reference-style .ref-stats__grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .home-reference-style .ref-stat:nth-child(2n) {
        border-right: none;
    }

    .home-reference-style .ref-stat:nth-child(-n+2) {
        border-bottom: 1px solid rgba(10, 10, 10, 0.08);
    }

    .home-reference-style .ref-sector-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .home-reference-style .ref-faculty__layout {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .home-reference-style .ref-faculty__intro {
        position: static;
    }

    .home-reference-style .ref-markets-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .home-reference-style .ref-accred-slider {
        --ref-accred-per-view: 2;
    }
}

@media (max-width: 768px) {
    .home-reference-style.page-home {
        --ref-section-pad: clamp(56px, 12vw, 80px);
        --ref-section-gap: 32px;
    }

    .home-reference-style .ref-hero {
        min-height: auto;
    }

    .home-reference-style .ref-hero__stage {
        min-height: clamp(420px, 72svh, 640px);
    }

    .home-reference-style .ref-hero__ambient-panel,
    .home-reference-style .ref-hero__ambient-glow {
        display: none;
    }

    .home-reference-style .ref-hero__scrim {
        background:
            linear-gradient(180deg, rgba(10, 10, 10, 0.82) 0%, rgba(10, 10, 10, 0.72) 45%, rgba(10, 10, 10, 0.92) 100%);
    }

    .home-reference-style .ref-hero__shell {
        padding: clamp(32px, 5vh, 48px) 0 clamp(36px, 4vh, 52px);
    }

    .home-reference-style .ref-hero__title {
        max-width: none;
        font-size: clamp(2.25rem, 9vw, 3rem);
    }

    .home-reference-style .ref-hero__actions {
        flex-direction: column;
        align-items: stretch;
    }

    .home-reference-style .ref-hero__actions .btn {
        width: 100%;
        justify-content: center;
    }

    .home-reference-style .ref-trust__inner {
        flex-direction: column;
        align-items: stretch;
        gap: 14px;
    }

    .home-reference-style .ref-trust__label {
        align-self: center;
        max-width: none;
        text-align: center;
    }

    .home-reference-style .ref-trust__slider {
        width: 100%;
    }

    .home-reference-style .ref-sectors__head {
        grid-template-columns: 1fr;
        align-items: start;
        gap: 28px;
    }

    .home-reference-style .ref-sectors__meta {
        flex-direction: row;
        align-items: baseline;
        gap: 12px;
        padding-bottom: 0;
        border-bottom: none;
    }

    .home-reference-style .ref-sectors__count-label {
        text-align: left;
    }

    .home-reference-style .ref-sector-grid,
    .home-reference-style .ref-markets-grid {
        grid-template-columns: 1fr;
    }

    .home-reference-style .ref-faculty-profile {
        grid-template-columns: 40px 48px minmax(0, 1fr);
        gap: 14px;
    }

    .home-reference-style .ref-faculty-profile__monogram {
        width: 48px;
        height: 48px;
        font-size: 1.125rem;
    }

    .home-reference-style .ref-cta.section {
        padding-bottom: calc(var(--ref-section-pad) + 72px);
    }

    .home-reference-style .footer-cta--premium {
        flex-direction: column;
        align-items: stretch;
    }

    .home-reference-style .footer-cta--premium .btn {
        width: 100%;
        justify-content: center;
    }

    .home-reference-style .ref-cta__actions {
        flex-direction: column;
        align-items: stretch;
    }

    .home-reference-style .ref-cta__actions .btn {
        width: 100%;
        justify-content: center;
    }
}

@media (max-width: 480px) {
    .home-reference-style .ref-stats__grid {
        grid-template-columns: 1fr;
    }

    .home-reference-style .ref-stat {
        border-right: none;
        border-bottom: 1px solid rgba(10, 10, 10, 0.08);
    }

    .home-reference-style .ref-stat:last-child {
        border-bottom: none;
    }

    .home-reference-style .ref-accred-slider {
        --ref-accred-per-view: 1;
    }

    .home-reference-style .ref-marquee__item {
        font-size: 0.6875rem;
        letter-spacing: 0.16em;
    }

    .home-reference-style .ref-marquee__sep {
        margin: 0 18px;
    }
}

@media (max-width: 390px) {
    .home-reference-style .ref-hero__title {
        font-size: clamp(1.875rem, 10vw, 2.5rem);
    }
}